TB&D
Guides·5 min read·14 February 2026

How to choose a London builder (without getting burned)

The questions to ask, the paperwork to demand, and the red flags to walk away from when hiring a builder in London.

TB&D Construction team on a London renovation site — meticulous preparation and finish.

Half the horror stories you hear about London builders come down to the same few decisions made badly at the start. Here's the short list that separates a clean job from a nightmare.

Ask for Checkatrade, Trustpilot, or Google reviews — at volume

One glowing testimonial on a builder's own site means nothing. You want 20+ independent reviews across a verified platform (Checkatrade, Which? Trusted Trader, Trustpilot, Google Business). Read the middle ones, not just the 5-stars — they're usually more revealing.

Demand proof of insurance

Public liability (£2m minimum, £5m preferred for bigger jobs), employer's liability (mandatory by law if they have staff), and contract works insurance. Ask for the certificate. A real builder sends it over in an hour. A chancer stalls.

Written scope — or walk away

A proper quote is itemised. "Bathroom refit: £18,000" is not a quote; it's a hostage note. A real quote lists strip-out, waste disposal, first-fix plumbing, first-fix electrical, tanking, tile labour, fittings (named brand and model), second-fix, sealants, snagging. If they can't produce one, they haven't priced the job — they've guessed.

Payment structure

Red flag: more than 30% up front. Normal for a big job is a deposit (10–20%), then staged payments tied to milestones (first fix, second fix, completion), with a small retention (usually 5%) held back for 6–12 months against snagging. Never pay 100% before completion. Never pay cash.

Gas, electrics, building control

  • Gas work — must be Gas Safe registered. Check the number at gassaferegister.co.uk.
  • Notifiable electrical work — must be Part P certified (NICEIC, NAPIT, ELECSA).
  • Structural changes, extensions, loft conversions — need Building Regulations approval, either through your council or an Approved Inspector.
  • Listed buildings — need Listed Building Consent before any work starts.

Ask specifically who will sign off each bit. If the builder sub-contracts gas or electrics (common, and fine), ask for the sub-contractor's credentials too.

Red flags to walk away from

  • Cash only or "mate's rates" without paperwork.
  • Pressure to decide quickly ("we've got a gap next week").
  • Reluctance to put anything in writing.
  • No fixed address or a PO box.
  • Brand-new website, no verifiable history.
  • Quotes wildly below others ("how are they doing it for that price?" is the right question).
  • Changing the spec mid-job and charging for extras that should've been in the original quote.

The boring test

Call their last three jobs. Ask the homeowner: did they turn up when they said? Did they clean up? Did they snag properly? Did the price hold? A good builder gives you those numbers happily. A bad one finds reasons not to.


We're on Checkatrade, we carry full insurance, and every quote we send is itemised. Book a consultation and see the difference.